So, you want more money, don’t we all is the line that comes to mind. Sure we all want more money, but very few of us have sat down and made a strategic plan. You see money as they say does not grow on trees in fact it can be a very elusive commodity at [...]

You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about [...]

Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer. Lenders examine the report, along with the associated FICO score, to determine whether a consumer is worthy [...]

While 40% to 50% of us make New Year’s resolutions on January 1—a ritual that has existed since ancient times—approximately 60% to 80% of us have already broken them by the end of February, according to researchers.
It’s still not too late, however, to reset the trajectory on your family’s finances, experts note.
1. Build a Budget
If [...]

Why a Corporation Helps Save You Taxes
The Tax Rates (Notice anything unusual?):
The following tables provide a list of the tax rates for individuals and corporations:
Personal:$0-$24,650 15%$24,651-$59,750 28%$59, 750-$124,650 31%$124,651-$271,050 36%$271,050+ 39.6%
Corporate:0-$50,000 15%$50,001-$75,000 25%$75,001-100,000 34%$100,001-$335,000 39%$335-000-$10M 34%
If you examine them closely, you will see at least one glaring contrast. The individual making $49,000 per year is [...]

Vacation season is upon us and it can be tempting to pull out the plastic. To enjoy a vacation that you are not paying for when the next vacation season rolls around, consider a plan that costs $1,000 or less and pay cash. You will no doubt enjoy your vacation more knowing that you will [...]

No matter how tight things are financially for you; no matter how bleak you think that 2005 might be, if you are earning a paycheck then there’s extra money hiding in it. You just need to know where to look. Here are 10 ways to bring that money out into the open.
1. Get an instant [...]

The vast majority of working people are in debt. The vast majority of people who are now in debt are always struggling to find better jobs with higher pay checks. As strange as it may sound the more you think about it the more you will come to realise that the more money people make [...]

Bad credit can result due to a number of reasons - missed monthly payments, credit card bills, or rent. Though a bad credit will not affect the day to day life, it can prove to be a major obstacle when a loan is applied for - whether for a home, car, or personal loan. The [...]

With UK personal debt breaking through the £1 Trillion mark last year, it’s safe to say a large number of the UK population is in debt. This comes in the form of outstanding car finance, bank overdrafts, credit card bills and many other factors. More and more people are turning to loans to group all [...]