How would you like to keep one hundred percent of everything you earn? That is one hundred percent of your paycheck, your savings interest, your inheritance, your winnings and any money given to you from a benefactor. How much would you like never to have to worry about tax laws, deadlines, audits, penalties and punishments? [...]

Media reporting of a new EU savings tax directive has left many people wondering whether European tax havens could soon become obselete.
The July directive requires banks throughout Europe, including low and no tax areas such as Gibraltar, Monaco, Malta and Andorra, to disclose bank account owner information to their home country’s tax authority.
But Roger Munns, [...]

Financial planning is an ongoing process individuals and businesses should implement by organizing all aspects of their finances. This will assist in identifying financial goals, providing a comprehensive written Financial Plan, and implementing the plan in accordance with the objectives that are most important to you.
Comprehensive financial planning should involve these areas and these specific [...]

Whether you are looking to buy a property in Spain or seeking to re-mortgage your property to raise additional finance, finding the right mortgage can be a daunting task. The one thing I will say at this point is that you must change the way you think about having a mortgage.
The “British” way is to [...]