The other day I received an email from a guy who was looking for some help with his budget. What he really wanted was to run his family like a business.
While I think it’s a great idea to have the mindset that your family does operate with a bottom-line (that can’t or shouldn’t be masked [...]

Anyone who has ever run in a race knows that every lap counts. A mistake early can force you to work hard to catch up, an error late can wipe away precious time and energy. Things are no different with your finances. The decisions that you make early will have lasting implications to your peace [...]

With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home.
I happen to live in a state with one of the highest foreclosure rates in the country. [...]

We all know that we should be putting aside an amount of money each month and saving towards our futures - right?
Well, if you’re anything like I used to be you get to the end of the month and the cupboard – or the bank account in this case - is bare…if you’re lucky you [...]

Are you having problems with debt? Are you afraid to answer the phone because it may be an angry creditor calling? Do you have problems getting from one paycheck to the next? The simple answer is that you need to budget. But for that budget to work, both you and your spouse need to be [...]

Budgeting. It’s a word we’re all familiar with. Everyone knows what a budget is, right? Yet how many of us actually make and stick to a solid monthly budget? The truth is that most of us start out with the best of intentions, but an unexpected expense comes up and busts our budget. Then we [...]

For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a stock, invention patent, greater education [...]

Today many women are struggling with debt and it’s even harder if you are a single mother trying to support your family. According to the Census Bureau single mothers far outweigh single fathers. In 2003 there was a total of 2,260,000 one parent family groups maintained by the father and 10,142,000 one parent family groups [...]

Single Mother’s in need of Financial Guidance
Budgeting is key to being financially stable. A budget is a systematic plan for the expenditure of a usually fixed resource, such as money or time, during a given period. As a single mother you might groan at the thought of putting together a household budget with all your [...]

Creating a budget can be a very difficult task. Although we as consumers know that we need to pay our bills, buy our necessities, and put money away for savings, we don’t really know how to start.
I know from personal experience how hard creating a budget can be. In the beginning stages of my road [...]