With people living longer and healthier lives, it’s important to save adequate funds to be able to live comfortably through retirement. Read about four families stories throughout different life stages and where they should be at financially. See where you fit and if you are on track to be able to retire with the right [...]

We all want to be able to be in control of our finances but we often make mistakes without realizing it.
If you are concerned that you are using bad money management then you should always seek advice from a financial professional.
Here are some of the most common bad money management errors:
Not paying your bills on [...]

Personal finance is not an issue you should be forced to face when in a crisis like so many people end up doing. Your personal finances are vital for your life, security and prosperity. Face it and don’t hide your financial issues under the rug. Learn and practice personal budgeting. Create your own financial destiny [...]

How many other strangers would they trust to hold their savings, and return the money and additional funds back to them at any point in time? What makes banks safe, and how do we know they are?
Well, the first indication that you’re money’s in a safe place is the placard that greets you at the [...]

Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in [...]

Good money management needn’t be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.
Pay your bills on time to avoid late fees.
Don’t wait until the red bill turns up! Make notes of due dates in your diary and remember to allow extra time for [...]

Believe it or not, there are ways to convert taxable income into non-taxable income, without any fear of an IRS audit.Here’s one of my favorites. It’s been part of our tax code for over 30 years, yet many still don’t take advantage of it.
What am I talking about?
The IRA — Individual Retirement Account.
Now, before you [...]

Such kvetching and wailing about the Social Security System. The Democrats are insisting that the Bush plan is racist, sexist, ageist, fiscally irresponsible, and a repudiation of the great Leftist icon, Franklin D. Roosevelt. The Republicans are sure they’re not any of those things but they are so cowardly that they will not fight to [...]

April 15 - The most dreaded day of the year is right around the corner. Are you ready? Some of the most neglected (and misunderstood) tax issues are those related to your investments. If you invest with taxes in mind, you can avoid a nasty surprise when Uncle Sam comes to collect.
The tax advisors are [...]

Bottom line. No exaggeration. No hype. If you want to be rich, all you have to do is make a decision to do something that most people don’t do. And that’s to PAY YOURSELF FIRST.
What most people do when they earn a dollar is pay everyone else first. They pay the landlord, the credit card [...]